CLEAR Victory: How Abdel Khawatmi is Winning in a Tough Market
Episode Description:In this powerhouse episode of Loan Officer Life, host Brian Vieaux welcomes back one of the industry's most tactical, transparent, and tenacious producers — Abdel Khawatmi, Division Manager at PRMG and founder of the Got Mortgages brand.At a time when many loan officers are stuck blaming the market, Abdel breaks down the exact system he’s using to grow — not survive — in 2025’s toughest housing cycle.He unveils his CLEAR Victory framework:C = Content (build trust through education and consistent visibility)L = Leveraging systems (from Model Match to FinLocker to smart automation)E = Equity (how to unlock refi and HELOC opportunity in a high-rate world)A = Authenticity and Action (lead by example, earn trust through consistency)R = Reputation (brand strategy that drives referrals while you sleep)And that’s just the first half.Abdel shares why visibility and proximity are the modern LO’s unfair advantage, why he's actively cutting low-performing realtor partners, and how hosting local events (including cornhole tournaments!) is turning into real pipeline — with no paid leads and no BS.Plus:Why tech without leadership is just noiseHis approach to non-QM, DSCR, and investor financingHow he uses BuyerVision inside FinLocker to reduce soft pulls and increase conversionThe truth about follow-up, agent accountability, and what LOs must stop toleratingWhether you’re building a team, rethinking your tech stack, or just looking to stay motivated in this market, Abdel brings a masterclass in execution, mindset, and leadership.Subscribe now and don’t miss this deep dive into systems, scale, and staying power in today’s mortgage industry.Follow Abdel: LinkedIn: https://www.linkedin.com/in/abdel-khawatmi-79a511144/Facebook: https://www.facebook.com/abdelkhawatmiInstagram: https://www.instagram.com/got_mortgages/Keywords:Mortgage podcast, loan officer success, Abdel Khawatmi, CLEAR Victory framework, PRMG, FinLocker, BuyerVision, Model Match, HELOC strategy, content marketing for LOs, non-QM loans, real estate lead follow-up, loan officer branding, mortgage technology 2025
Abdel Khawatmi
Branch Manager
With over a decade of proven success in the mortgage industry, Abdel Khawatmi has built a reputation as one of the most trusted, technology and results-driven mortgage professionals in the country. As a nationally ranked Top 1% Mortgage Originator with Mortgage Executive Magazine, Scotsman Guide recognized Top Producer, 2x NAHREP Top 50 Loan Originator in the Nation and a 2x member of PRMG’s Prestigious President’s Cabinet, Abdel brings elite-level expertise, strategic insight, and a client-first approach to every transaction.
Based out of Eatontown NJ, Abdel serves clients across the tri-state area and beyond—specializing in purchases, refinances, and high-level mortgage planning for first-time buyers, seasoned homeowners, and real estate investors alike. He is the founder of Got Mortgages, a consumer-focused brand built on transparency, technology, speed, and execution.
Known for his speed and closing complex deals that other lenders can’t, Abdel and his team thrive where most fall short—self-employed borrowers, low credit scenarios, tight timelines, layered income structures, and unique properties. With a background in law and a deep understanding of underwriting, Abdel takes a proactive and strategic approach to structuring deals, ensuring even the most difficult files make it to the finish line.
Abdel’s commitment to service doesn’t stop at the transaction. He’s a trusted advisor who walks clients through every step of the process, empowering them with knowledge, protecting their financial interests, and delivering unmatched communication fr… Read More
